OCF-1 to OCF-10: what Ontario accident-benefits forms actually require

A plain-language tour of the SABS forms every accident-benefits file needs, and how structured intake lets software fill them the moment the first call ends.

Ontario’s Statutory Accident Benefits Schedule runs on standard forms. Which ones a file needs depends on facts about the accident and the client — facts that are all collectable in the first phone call, if the right questions get asked.

The forms, briefly

• OCF-1 — Application for Accident Benefits. Every file starts here.
• OCF-2 — Employer’s Confirmation. Needed when income replacement is on the table.
• OCF-3 — Disability Certificate. Required when injuries affect the ability to work or live normally.
• OCF-5 — Permission to Disclose Health Information.
• OCF-6 — Expenses Claim, for out-of-pocket costs.
• OCF-10 — Election of benefits where more than one applies.

Rules, not guesswork

Whether a file needs an OCF-2 or an OCF-3 is not a judgment call — it follows deterministically from facts like “did the client miss work?” and “was a disability reported?”. That is why form selection is a rules problem, and why intake software can pick and pre-fill the right set the moment the call ends, leaving your clerks to review rather than transcribe.